Medicare Insights

Agent Blog

Plain-language Medicare articles, tips, and stories written by the licensed independent agents on our directory.

Does Medicare Cover Massage Therapy?
General Medicare Does Medicare Cover Massage Therapy?

When Relaxation Meets Regulation “Can my doctor prescribe me a massage?” If I had a dollar for every time I’…

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TEST AGENT PLEASE IGNORE Jul 15
Does Medicare Cover Botox?
General Medicare Does Medicare Cover Botox?

It Depends If You Want to Look Younger or Stop Migraines When people whisper “Does Medicare cover Botox?” I …

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TEST AGENT PLEASE IGNORE Jul 15
How to Find the Best Medicare Agent in Long Island for You
General Medicare How to Find the Best Medicare Agent in Long Island for You

Understanding the Importance of Choosing the Right Medicare Agent in Long Island: Why Local Expertise Matters…

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TEST AGENT PLEASE IGNORE Jul 15
Why Local Medicare Advisors Matter for First-Timers in East Northport
General Medicare Why Local Medicare Advisors Matter for First-Timers in East Northport

Medicare is a big milestone, but figuring it all out can feel overwhelming. Whether you’re turning 65, helpin…

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TEST AGENT PLEASE IGNORE Jul 15
Moved to a New County? The Special Enrollment Period Most People Miss
General Medicare Moved to a New County? The Special Enrollment Period Most People Miss

Moving within the same state can still trigger a Medicare Special Enrollment Period if you cross county lines…

Paul Barrett Jul 4
5 Medicare Myths That Just Will Not Go Away
General Medicare 5 Medicare Myths That Just Will Not Go Away

From "Medicare is free" to "all Medigap plans are the same," these persistent myths shape a lot of bad Medica…

Paul Barrett Jul 4
Turning 65 While Still Working: What You Actually Need to Do
Turning 65 Turning 65 While Still Working: What You Actually Need to Do

Still on your employer's health plan at 65? Whether you need to enroll in Medicare right away depends on a fe…

Paul Barrett Jul 4
The Part D Coverage Gap in 2026: What Is Left of the "Donut Hole"?
Medicare Part D The Part D Coverage Gap in 2026: What Is Left of the "Donut Hole"?

The Inflation Reduction Act reshaped Part D drug costs, including a $2,000 annual out-of-pocket cap. Here is …

Paul Barrett Jul 4
How to Actually Read Your Annual Notice of Change (Before January 1 Surprises You)
General Medicare How to Actually Read Your Annual Notice of Change (Before January 1 Surprises You)

Every fall, Medicare Advantage and Part D plans send an Annual Notice of Change. Most people never open it. H…

Paul Barrett Jul 4
HMO or PPO? How to Actually Choose a Medicare Advantage Plan Type
Medicare Advantage HMO or PPO? How to Actually Choose a Medicare Advantage Plan Type

HMO and PPO Medicare Advantage plans handle networks, referrals, and cost differently. Here is a practical wa…

Paul Barrett Jul 4
What Happens to Your Medicare Advantage Plan If You Enter Hospice
Medicare Advantage What Happens to Your Medicare Advantage Plan If You Enter Hospice

Choosing hospice care changes how your Medicare benefits work, even if you are enrolled in a Medicare Advanta…

Paul Barrett Jul 4
Helping a Parent With Medicare: A Practical Checklist for Adult Children
Client Stories Helping a Parent With Medicare: A Practical Checklist for Adult Children

Stepping in to help a parent manage their Medicare coverage is common — and confusing the first time. Here is…

Paul Barrett Jul 4
The 5 Medicare Mistakes I See Every Single Year (After 18 Years, I Still Can’t Believe How Common They Are)
General Medicare The 5 Medicare Mistakes I See Every Single Year (After 18 Years, I Still Can’t Believe How Common They Are)

By Paul Barrett, CMIP | The Modern Medicare Agency Published: July 2026 I want to tell you about a phone c…

Paul Barrett Jul 3
Fixed Annuities for Retirement Income: Pros and Cons in 2026
Agent Insights Fixed Annuities for Retirement Income: Pros and Cons in 2026

Did you know that in 2026, more than 4 million Americans are celebrating their 65th birthday? It is a milesto…

Paul Barrett Jul 2
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