Is this a government website?

No, Find my medicare agent is an independent, privately owned directory not affiliated with Medicare, CMS, or any government agency.

Is the directory free to use?

Yes, completely free for consumers. Agents may pay to be listed, but you never pay anything.

Will I get spam calls if I use the directory?

No. We do not share your contact info. You reach out to agents directly, on your own terms.

Are the agents licensed?

Yes. Every agent is verified to be licensed in the state(s) they serve.

What is the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage replaces Original Medicare with a private plan. Medicare Supplement (Medigap) works alongside Original Medicare to cover gaps in costs.

When can I enroll in Medicare?

Most people enroll at 65. You have a 7-month Initial Enrollment Period around your 65th birthday.

How do I choose the right agent?

Look for local experience, independent status (works with multiple carriers), and strong reviews from people in your situation.

Does it cost anything to talk to an agent?

No. Medicare agents are compensated by insurance carriers, not by you.

Does Medicare cover Ozempic and other drugs prescribed for weight loss?

Paul hasn't answered this question yet. Contact him directly to get personalized guidance.

What is the difference between Plan G and Plan N of Medicare?

Paul hasn't answered this question yet. Contact him directly to get personalized guidance.

What are the reasons why I should work with a Medicare agent?

Paul hasn't answered this question yet. Contact him directly to get personalized guidance.

Medicare Glossary: A–Z Terms & Definitions

M

Medicare Savings Program

Costs & Coverage

State programs that help people with limited income pay Medicare premiums, deductibles, copays, and coinsurance. The four types are QMB, SLMB, QI, and QDWI, each with different income and eligibility thresholds.

Also known as: MSP

Q

Qualified Disabled and Working Individual (QDWI)

Costs & Coverage

A Medicare Savings Program that helps pay Part A premiums for certain people under 65 with disabilities who returned to work and lost premium-free Part A.

Also known as: QDWI

Qualified Medicare Beneficiary (QMB)

Costs & Coverage

A Medicare Savings Program for people with the lowest incomes. If you qualify as a QMB, your state pays your Part A and Part B premiums, and providers who accept Medicare cannot charge you copays, coinsurance, or deductibles.

Also known as: QMB

Qualifying Individual (QI)

Costs & Coverage

A Medicare Savings Program that helps pay Part B premiums for people with slightly higher income than SLMB allows. Funding is limited each year and applications are approved on a first-come, first-served basis.

Also known as: QI Program

S

Specified Low-Income Medicare Beneficiary (SLMB)

Costs & Coverage

A Medicare Savings Program that helps pay Part B premiums for people with income modestly above the Qualified Medicare Beneficiary (QMB) limit.

Also known as: SLMB

Medicare Glossary

Medicare Savings Program

Qualified Disabled and Working Individual (QDWI)

Qualified Medicare Beneficiary (QMB)

Qualifying Individual (QI)

Specified Low-Income Medicare Beneficiary (SLMB)

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