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Todd helps those turning 65 or already on Medicare understand how Medicare works and what their options are. Call Todd today to schedule an appointment with no cost or obligation.

Helping You Navigate the Medicare Maze with Confidence and Care Most people see Medicare as a daunting stack of paperwork and confusing deadlines. I see it differently. I see it as a vital chapter of your life that deserves a clear, stress-free strategy. My journey into the world of benefits wasn’t just a career choice; it was driven by a realization that many folks—including my own friends and family—were feeling overwhelmed and underserved by the "big box" insurance approach. I founded Rogala Benefits to change that. I believe that your healthcare coverage should be as unique as your own story, not a one-size-fits-all plan pushed by a call center. Why Work With Me? I don’t just sell plans; I build relationships. My approach is rooted in education first. I take the time to sit down with you (virtually or in person) to break down the "alphabet soup" of Parts A, B, C, and D. Whether you are turning 65, retiring early or later than most, or looking to optimize your current coverage, I bring a specialized focus to: * Medicare Supplement & Advantage Strategy: Tailoring plans to fit your specific doctors and buget. * Prescription Drug Optimization: Ensuring your medications are covered at the lowest possible cost. * Total Wellness Integration: Looking beyond just the "doctor visit" to ensure your dental, vision, and hearing needs are met. My Professional Promise As a licensed and certified Medicare specialist, I stay on top of the ever-changing annual regulations so you don’t have to. When you work with me, you aren't just getting an agent for today; you’re getting a partner who will be there every year during Open Enrollment to ensure your plan still makes sense for your life. I’m here to take the "scary" out of Medicare and replace it with peace of mind. Let’s find the right path for your future, together.

I’m Toni Chavez, a licensed independent Medicare broker based in Arizona. I help people turning 65—and those already on Medicare—understand their options and choose the right plan with confidence. As a local, no-cost resource, I offer honest guidance, personalized support, and plan comparisons from top carriers. I’m also RSSA® certified, so I can help you see how Social Security and Medicare work together.

Victor Fuentes | Medicare Advisor | Veteran Turning 65 soon and not sure what to do with Medicare? You’re not alone. Most people I work with feel overwhelmed at the start. I help you slow everything down and make it simple so you can actually understand your options and choose the right plan with confidence. You do not need to figure this out alone or guess between a bunch of confusing options. I focus on what matters most for you, your doctors, your prescriptions, and your budget. Before insurance, I was a physical therapist and I served in the U.S. Army. I have spent my career helping people make important health decisions face to face, and I bring that same approach here. Calm, clear, and patient. My help is completely free, and I do not disappear after you enroll. If you have questions later or need help reviewing your coverage, you can call me. If you want someone who will actually take the time to get this right with you, not rush you or treat you like a number, reach out and we will go through it together. ------------- ¿Estás por cumplir 65 años y no sabes qué hacer con Medicare? No estás solo(a). La mayoría de las personas se sienten confundidas al principio. Yo te ayudo a que todo sea más simple para que puedas entender tus opciones y elegir el plan correcto con confianza. No tienes que hacerlo solo(a) ni adivinar entre muchas opciones confusas. Me enfoco en lo que realmente importa para ti, tus doctores, tus medicamentos y tu presupuesto. Antes de trabajar en seguros, fui fisioterapeuta y serví en el Army de los Estados Unidos. Siempre he ayudado a personas con decisiones importantes de salud cara a cara, y así trabajo contigo. Con calma, claridad y paciencia. Mi ayuda no tiene ningún costo, y no desaparezco después de que te inscribes. Si tienes preguntas más adelante o necesitas ayuda revisando tu plan, puedes llamarme. Si quieres a alguien que te explique todo con calma y se asegure de hacerlo bien contigo, contáctame.

I am Vlad Ethan Vaisman, and I am here to make Medicare simple and stress-free. Whether you are turning 65 or going through a life change—like retirement, moving, or losing employer coverage—I will walk you through your options step by step. I help with: - Enrolling in Medicare for the first time - Navigating special enrollment periods - Choosing between Medicare Advantage, Medigap, and prescription drug plans - Finding ways to lower your out-of-pocket costs and keep your doctors I will do everything I can to make sure you feel confident, informed, and supported—every step of the way. You do not have to figure this out alone.

I have been serving individuals, families, and businesses in the insurance industry since 2010. My work has always centered on one mission: helping people protect their loved ones and their financial future. Over the years, my expertise has expanded across life insurance, disability income protection, long‑term care planning, health insurance for individuals and groups, and property & casualty coverage. I began my career as a traditional insurance agent — often sitting around kitchen tables, having real conversations with families about life insurance and financial protection. I spent my early years with New York Life, then MassMutual, gaining a strong foundation in planning, underwriting, and client education. Everything changed when I was introduced to the independent broker model. I realized I could serve my clients more effectively by representing their needs, not the interests of a single insurance company. That shift inspired me to launch The Lighthouse Financial Service, built on the belief that clients deserve unbiased guidance and access to the full marketplace of options. Today, I focus heavily on the senior market, advocating for the 13,000 Americans turning 65 every day. As an independent broker, I help seniors compare Medicare Advantage, Medicare Supplement, and Part D drug plans, while also assisting with state and federal programs that reduce prescription costs and improve access to care. The healthcare landscape has transformed dramatically since the Affordable Care Act. Employers have shifted toward preventive care, reduced hospital admissions, and new models of coverage. I work closely with physicians and hospitals to support better patient outcomes as the industry moves from fee‑for‑service to value‑based care. Social Determinants of Health are now recognized as major drivers of cost and quality, and addressing them is essential to improving long‑term health. Through all these changes, my role remains the same: to educate, guide, and provide

Most people see Medicare as confusing deadlines and afraid of incurring penalties. I see it as a vital chapter of your life that deserves a clear, stress-free strategy. I have been selling insurance for 24 years. I absolutely enjoy helping people navigate the medicare maze, and love what I do. I don’t just sell plans, I build relationships. My approach is education first. I take the time to sit down with you (virtually or in person) to break down the basics of medicare, whether you are turning 65, retiring, or looking to optimize your current coverage, I bring a unique approach: * Medicare Supplement & Advantage: Tailoring plans to fit your specific doctors and budget. * Dental, Vision and hearing: Looking beyond just the "doctor visit" to ensure your dental, vision, and hearing needs are met. As a licensed and certified Medicare specialist, I stay on top of the ever-changing annual regulations, so you don’t have to. When you work with me, you aren't just getting an agent for today; you’re getting a partner who will be there to assist you the rest of your life. I’m here to make this Medicare process pain free, simple and to give you peace of mind. Let’s find the right path for your future, together.

Hi, I’m Yasmine Lopez — Medicare guide, problem-solver, and founder of Moxie Med Benefits. I didn’t start in insurance. I spent years working in the tech world, in sales and operations for a Fortune 50 company and even living abroad in Germany. But everything changed when my brother-in-law David needed help navigating Medicare. It was a confusing, overwhelming mess — and I realized if I was struggling to make sense of it, what hope did others have? That experience lit a fire under me. Today, I help seniors, retirees, and people with disabilities across the U.S. find Medicare plans that truly fit their lives — no pressure, no confusion, no BS. I founded Moxie Med Benefits to deliver the kind of clarity and compassion I wish we had when helping David. Here’s what makes me different: ✔️ I combine tech-savvy systems with real human connection ✔️ I cut through Medicare noise with straight answers, not scripts ✔️ I treat every client like family — because this started with mine Whether you're turning 65, retiring later, or managing complex health needs, I’ll help you make smart, stress-free Medicare decisions. Because you've got better things to do than worry about insurance. Because you've got Moxie… and I’ve got your back.